Coverage Features*

  • Mutual choice of counsel
  • Coverage for punitive damages on a “most favorable law” basis
  • Provides a 50% reduction in the deductible if the claim is settled through mediation (subject to a $25,000 maximum)
  • Offers an individual tail option whereby any lawyer is able to purchase an individual tail for a flat $1,500 when ceasing the practice of law
  • Crisis event coverage
  • Pre-claim assistance
  • No deductible for claims from pro bono work
  • A “soft” hammer clause
  • High loss of earnings and disciplinary defense coverage limits
  • Free retirement tail with no minimum retirement age
  • Free death/disability tails
  • 1, 2, 3, 5 year and unlimited tail options included in policy
  • Express coverage for malicious prosecution under the definition of personal injury
  • Up to $10 million in capacity
  • Claim Expenses Outside Limits available to qualifying firms
  • Loss Only and Aggregate Deductibles available to qualifying firms

Defense Lawyers Professional
If the law firm qualifies for the DRI program (with 51% or more of its area of practice in defense work), it will also receive the following:

  • An endorsement to the policy that eliminates five exclusions
  • 10% reduction in the deductible
  • Subpoena assistance coverage
  • An additional premium credit of 10-15%.

*This page is intended as a brief overview of the coverages offered. Please ask your LawyerGuard representative for copies of the policy forms for a full description of coverage.

Coverage is written on an admitted basis** by Catlin Insurance Company, Inc., a leading provider of specialty insurance, rated A (Excellent) by A.M. Best Co., Financial Size XV, A+ by S&P, A+ by Fitch and A2 by Moody’s. 

**Coverage is provided on a non-admitted basis in Oregon.